Windermere - skip About monthly payments: Monthly mortgage payments: Principle, Interest, Tax, Insurance (PITI) + + if condo, condo home owners association due Insurance - home owners insurance + PMI private mortgage insurance (mortgage insurance is applied usually if the downpayment is less than 20%) Tax + Insurance - Escrow Avg. home owners insurance: $700 Avg. property tax: $3000 (1% of home price) About the loan: Interest Rate and APR + Points + Loan fees Closing costs: (3-5%) out of pocket expenses, prepaid items, points out of pocket expenses: appraisal fees, credit reports, attorneys, title (deed recording), tax services prepaid items: home owners insurance, mortgage insurance, escrow Points: 1% of loan amount (originating points + discount points) Loan types: Fixed rate mortgages Adjustable rate mortgages Other considerations: Loan is above or below the conforming limit: $417,000 Kirkland area condo Newcastle area condo Newport area condo Bellevue area condo Redmond area condo Renton area condo Woodenville area condo